Comprehensive Personal Plan 
Domestic Helper Insurance

We understand the importance of safeguarding both employers and domestic helpers from unforeseen challenges. That's why we offer comprehensive domestic helper insurance, tailor-made to provide you with the protection you need.

Our domestic helper insurance is designed to cover a wide range of situations, ensuring that both employers and domestic helpers can enjoy peace of mind in their daily routines. With us, you can rest assured knowing that medical expenses, accidental injuries, and employment-related liabilities are all taken care of.

An insurance policy that is ideal for your employees or domestic workers at home, with broad coverage and a monthly premium starting from only OMR 1.7* per month.

Liva Insurance offers the best domestic helper insurance plan that is both cost-effective for you and beneficial for your employees.

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Who are eligible to buy our 
Comprehensive Personal Plan (CPP)?

BenefitsEventsRemarks
OMR 3000Natural DeathIn case of the death due to any cause.
OMR 5000Accident DeathIn case of the death of the Insured Person due to an accident covered under this policy within 180 days following the date of such accident. This amount is in addition to OMR 3000 above.
OMR 1000Accidental Medical Expenses (AM)In case of medical expenses being paid by the Insured Person as a result of an accident covered under this policy.
OMR 1000Permanent Total Disability due to Accident (PTDA)In case of the Insured Person becoming permanently and totally disabled due to an accident covered under this policy, such disability being diagnosed within 180 days following the date of such accident. The accident must result in the inability of the insured person from working and/or generating any source of income in any or similar jobs for which he/she is reasonably educated and/or trained for at least 12 continuous months.
OMR 1000Permanent Partial Disability due to Accident (PPDA)In the case of the Insured Person suffering, as a result of an accident, the loss by physical separation, or the total loss of any limb or organ of the body or the total and irrecoverable loss of sight as set out in the attached Continental Scale of Benefits.
OMR 500RepatriationIn case of the Insured Person being repatriated to his/her home country due to death.
OMR 1000 or 75% of Monthly incomeTotal Temporarily Disability due to Accident (TTDA)In case of the Insured Person being temporarily totally disabled as a result of an accident. Such accident must result in the inability of the insured person(s) from working and/or generating any source of income in any or similar jobs for which he/she is reasonably educated and
Minimum age at entry18 years
Maximum age at entry53 for 2 years, 54 for 1 year
Occupational eligibilityNavy, Army, and Air Force are not eligible for this policy
Geographic ScopeAccidental benefit coverage is only for events which take place in Oman
Annual PremiumOMR 21.30*
*Inclusive of taxes

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Refer to the Comprehensive Personal Plan Terms and Conditions for further details.
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