Embarking on a journey, whether for leisure or business, should be an exciting and worry-free experience. At Liva Insurance Oman, we understand the unpredictability of travel and offer comprehensive travel insurance solutions tailored to safeguard you against unforeseen events.
| Platinum Plan/Limit | Gold Plan/Limit | Silver Plan/Limit | |
|---|---|---|---|
| Section 1: Personal Accident Benefits | |||
| 1A. Accidental Death and Permanent Disablement | USD 200,000 | USD 30,000 | USD 20,000 |
| Section 2: Medical Benefits | |||
| 2A. Accidental and Sickness Medical Reimbursement | Up to USD 500,000 (Subject to an Excess of USD 100) | Up to USD 100,000 (Subject to an Excess of USD 100) | Up to USD 50,000 (Subject to an Excess of USD 100) |
| 2B. Follow up Treatment in Home Country | Up to USD 5,000 (Subject to Accidental & Sickness Medical Benefit Limit) | Up to USD 1,000 (Subject to Accidental & Sickness Medical Benefit Limit) | Up to USD 350 (Subject to Accidental & Sickness Medical Benefit Limit) |
| 2C. Compassionate Visit | Up to USD 2,500 | N/A | N/A |
| Section 3: Evacuation & Repatriation Benefits | |||
| 3A. Emergency Medical Evacuation | Up to USD 500,000 (Subject to Accidental & Sickness Medical Benefit Limit) | Up to USD 100,000 (Subject to Accidental & Sickness Medical Benefit Limit) | Up to USD 50,000 (Subject to Accidental & Sickness Medical Benefit Limit) |
| 3B. Repatriation of Mortal Remains | Up to USD 10,000 | Up to USD 7,000 | Up to USD 5,000 |
| Section 4: Travel Inconvenience Benefits | |||
| 4A. Loss of Travel Documents | Up to USD 500 | Up to USD 250 | Up to USD 100 |
| 4B. Loss of Personal Money | USD 1,000 | USD 300 | N/A |
| 4C. Delay on Arrival | USD 1,000 (USD 50 / every four (4) consecutive hours of delay) | USD 500 (USD 50 / every four (4) consecutive hours of delay) | N/A |
| 4D. Travel Cancellation/ Curtailment Outbound (Cancellation/ Curtailment) Inbound (Curtailment only) | USD 7,500 USD 5,000 | USD 5,000 USD 2,500 | N/A N/A |
| 4E. Visa Refusal (Outbound only) | USD 100 | USD 100 | N/A |
| Section 5: Baggage Benefits | |||
| 5A. Baggage Delay | USD 1,000 (USD 50 / every four (4) consecutive hours of delay) | USD 250 (USD 50 / every four (4) consecutive hours of delay) | N/A |
| 5B. Loss or Damage of Baggage & Personal Effects | USD 2,500 | USD 500 | USD 250 |
| Section 6: Other Travel Related Benefits | |||
| 6A. Personal Liability | Up to USD 1,000,000 | Up to USD 250,000 | Up to USD 50,000 |
| 6B. Home Away Protection | USD 5,000 | USD 2,500 | USD 1,000 |
| 6C. Mugging | USD 500 | USD 300 | USD 200 |
| Section 7: Terrorism Plus (Optional Coverage) | |||
| Up to limit of Section 1, 2, 3 and 4 only | Up to limit of Section 1, 2, 3 and 4 only | Up to limit of Section 1, 2, 3 and 4 only | |
| Section 8: 24/7 Emergency Assistance | |||
| Included | Included | Included | |
Free coverage is afforded for one (1) accompanying named Infant per Insured Person for Sections 1A, 2A, 3A and 3B. Benefits applicable to the named Infant shall be ten percent (10%) of the Limits.
Family Plan Benefits: Sum Insured per Family Plan is up to three hundred percent (300%) of the benefit limits for Section 1A, 2A, 3A & 3B. Each child is entitled up to thirty percent (30%) of the limit for Section 2A & 3A and ten percent (10%) of the limit for Section 1A & 3B.
Individual premium for Child is applicable for Insured Person between the ages of two (2) years to eighteen (18) years. 5% Excess is applicable for all sections except section 2A.
From medical emergencies to trip cancellations, our policies are designed to cover a wide array of potential issues.
No matter where you are, our global support network is available around the clock to assist you.
Choose from various plans that cater to different travel needs, including single-trip, multi-trip, and specialized packages.
Purchase and manage your travel insurance online with a user-friendly interface, ensuring a hassle-free experience.
We offer a range of travel insurance plans to suit different travel needs. Whether you're exploring destinations worldwide, traveling within the Schengen zone, or looking for coverage excluding the USA and Canada, we have the right plan for you. Our inbound travel insurance ensures visitors to Oman are protected, including medical emergencies and travel-related risks. No matter where your journey takes you, we have a plan designed for your peace of mind.
Please visit the Inbound Travel Insurance Policy wordings or Outbound Travel Insurance Policy wordings for more details.
