Personal Accident Plan (PAP)

Welcome to Liva's Personal Protection Plan – your employees shield against life's unpredictable twists and turns. Life is full of uncertainties, and it's essential to be prepared for the unexpected. Our Personal Protection Plan offers comprehensive coverage, ensuring that your workers are financially protected if they are injured.

With a range of customizable options, we strive to provide you with peace of mind, allowing you to focus on what truly matters. Discover the security and reassurance that comes with Liva's Personal Protection Plan and embrace the future with confidence.

With premiums starting at only OMR 10, you can secure your employees from injuries or accidents, send us your details and get your quote today!

Personal Accident Plan for Individuals
Benefit Covered by the SchemeSum Assured Payable on accidental death of the Life Assured
Death due to AccidentOMR 5,000
Repatriation benefit as per theActual up to – OMR 500
Personal Accident Plan for Embassies
Benefit Covered by the SchemeSum Assured
Death due to any cause (other than accident)OMR 2,000
Death due to AccidentOMR 5,000
Permanent Total Disability due to accidentOMR 5,000
Permanent Partial Disability due to accident (as per % of disability)OMR 5,000
Medical Expenses due to accidentActuals up to OMR 500
Repatriation Expenses of mortal remainsActuals up to OMR 500
Air Ticket cash grant for medically unfit permanent disabledOMR 150

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For more information about our personal accident plan, please read the policy wordings